2780 Skypark Drive, TorranceGet directions Call (310) 326-2161
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Insurance & payment

Insurance and payment, in plain language

Please call before your visit to confirm whether your insurance plan is accepted. If you don’t have insurance or aren’t using it, you have the right to a Good Faith Estimate of expected charges.

Insurance
Call (310) 326-2161 to confirm whether your plan is accepted
Medicare
CMS data shows Dr. Shin is enrolled in Medicare
Medi-Cal
Please ask
Cosmetic care
Generally not covered by health insurance
Financing
CareCredit may be available for eligible services

Check your insurance before your visit

Insurance networks change, so we don’t list plans on this website. Please call us at (310) 326-2161 before your visit to our Torrance office to confirm whether your plan is accepted. Have your insurance card ready when you call.

It also helps to call the member services number on the back of your card. Ask whether Dr. Shin is in your plan’s network and what you may owe for the visit, such as a copay, deductible or coinsurance. These are your out-of-pocket costs.

Medicare

Data from the Centers for Medicare & Medicaid Services (CMS) shows that Dr. Shin is enrolled in Medicare. Coverage depends on your plan and the service, so please call us before your visit.

  • Medicare Advantage plans: many have their own provider networks. Call us to confirm whether we are in your plan’s network.
  • Assignment: a provider who accepts Medicare assignment agrees to charge you only the Medicare deductible and coinsurance for covered services. Medicare.gov explains how assignment affects your costs.
  • Cosmetic care: according to Medicare.gov, Medicare usually doesn’t cover cosmetic surgery, and you pay all costs for services Medicare doesn’t cover.

Medi-Cal

Please ask. If you have Medi-Cal, call us before you book to check whether we can see you with your plan. Have your Medi-Cal plan name ready when you call.

If you don’t have insurance

We offer self-pay options for patients without insurance. Please call to ask about the cost of your visit before you come.

If you have Medicare or Medi-Cal, please tell us. Different rules apply to how services covered by those programs are billed.

Your right to a Good Faith Estimate

Usually, if you don’t have health insurance or you choose not to use it, health care providers must give you a Good Faith Estimate of what your care is expected to cost.

  • You can ask for a Good Faith Estimate before you schedule care, or receive one when you schedule.
  • The estimate should be given to you in writing.
  • If your bill is at least $400 more than your Good Faith Estimate, you may be able to dispute the bill.

To request a Good Faith Estimate, call (310) 326-2161. Read the full notice on our Good Faith Estimate page. For questions about this right, visit CMS medical bill rights or call 1-800-985-3059.

Cosmetic treatments and consultations

Cosmetic treatments are generally not covered by health insurance. Before you start a cosmetic treatment, ask for the total expected cost, including how many sessions you may need. You can also ask for a Good Faith Estimate.

When you book, please ask whether your cosmetic consultation has a fee. If a skin concern may be medical — for example, a mole that has changed — tell us, and we’ll explain how that visit will be billed.

CareCredit financing

CareCredit financing may be available for eligible services. CareCredit is a health and wellness credit card. It requires credit approval, which is decided by the card issuer, not by our office.

Read the terms carefully before you apply. The Consumer Financial Protection Bureau notes that medical credit cards often have deferred-interest plans, where all the interest that built up can become due at the end of a set period.

Treatment packages and memberships

If you are considering a package of treatment sessions or a membership, we provide the terms in writing before you buy. The written terms include:

  • the price
  • the number of sessions included
  • when unused sessions expire, if they do
  • the refund policy for unused sessions

Please read the terms and ask any questions before you pay. A package price is not a Good Faith Estimate, and you can still ask for one.

Ways to pay

Please call (310) 326-2161 to confirm which payment methods we accept and when payment is due.

Common questions

What should I ask my insurance plan before my visit?

Call the member services number on your insurance card. Ask whether Dr. Shin is in your plan’s network, whether you need a referral, and what you may owe for the visit, such as a copay, deductible or coinsurance. Then call us at (310) 326-2161 to confirm whether your plan is accepted.

What does it mean if a provider accepts Medicare assignment?

According to Medicare.gov, a provider who accepts assignment agrees to accept the Medicare-approved amount as full payment for covered services and to charge you only the Medicare deductible and coinsurance. Medicare.gov suggests checking whether your providers accept assignment. Learn more on Medicare.gov.

Do you accept Medi-Cal?

Please ask. Call us at (310) 326-2161 before you book, and have your Medi-Cal plan name ready. We’ll let you know whether we can see you with your plan. If we can’t, your plan’s member services line can help you find a doctor in its network.

What is a Good Faith Estimate?

It’s a written estimate of the expected charges for your care. Usually, if you don’t have insurance or aren’t using it, providers must give you one when you schedule care or when you ask. If your bill is at least $400 more than the estimate, you may be able to dispute it. Learn more.

Is a treatment package the same as a Good Faith Estimate?

No. Package terms tell you the price, the number of sessions, any expiration and the refund policy for unused sessions, and we provide them in writing before you buy. A Good Faith Estimate is a separate written estimate of expected charges, and you can still ask for one.

Does CareCredit charge interest?

It depends on the plan you choose, so read the terms before you apply. The Consumer Financial Protection Bureau notes that medical credit cards often have deferred-interest plans, where all the interest that built up can become due at the end of a set period. CareCredit requires credit approval from the card issuer.

Important information

  • Questions about a bill? Call us at (310) 326-2161. For your privacy, please don’t send insurance ID numbers, Social Security numbers or medical details by email.

Sources & further reading

  1. Medical bill rights (opens in a new tab) — Centers for Medicare & Medicaid Services
  2. Does your provider accept Medicare as full payment? (opens in a new tab) — Medicare.gov
  3. Cosmetic surgery (opens in a new tab) — Medicare.gov
  4. Out-of-pocket costs (opens in a new tab) — HealthCare.gov
  5. CFPB Report Highlights Costly Credit Cards and Loans Pushed on Patients (May 4, 2023) (opens in a new tab) — Consumer Financial Protection Bureau

Last updated October 2026. This page is educational and does not replace a visit with a clinician.

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We speak English and Korean (한국어). Japanese (日本語) assistance — please call ahead.